What Is Social Security Disability Insurance
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No matter how old you are, if you have a medical disability that prevents you from working, you might be able to claim benefits from the Social Security Administration (SSA). There are two benefit programs you can apply for, SSDI or SSI. Supplemental Security Income (SSI) is available to disabled or elderly people whose incomes and assets are very low. Social Security Disability Insurance (SSDI) is only available to disabled people who've worked for a certain number of years. This article is about SSDI qualifications and benefits
Social Security Disability Insurance
SSDI is part of the United States' Social Security program, which is officially known as the "Old Age, Survivors and Disability Insurance Program," or OASDI. SSDI benefits are for people who have to stop working before they reach retirement age. The amount of your Social Security disability benefit is generally the same as your future Social Security retirement benefit—but collecting disability benefits before full retirement age won't lower your eventual retirement benefits.